Personal loan or a non collateral loan is one of the most common loans which is being used by general people for a variety of purposes. Sometimes it gets hard to buy something or pay off some credit card debts with common income. Well, there is nothing to worry as personal loans is the best option to avail. If you are planning to buy your dream car, get married to the love of your life or planning a vacation to Paris and you are short of money, then personal loan with very low interest rates is always available for you.
Minimum and Maximum Age | 21 Yrs. - 65 Yrs. |
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Loan Amount | Upto ₹ 75 Lakh. |
Net Monthly Income | Min. ₹ 15,000 (For SemiUrban & Rural) and 20,000 (For Metro) |
Employment Type | Salaried customers have more choices for personal loan. |
Minimum Work Experience | 2 years of total work experience. |
CIBIL Score for Personal Loan | 650 & more credit history |
Identity Proof | Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker's sign verification |
Age Proof | PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate/ LIC policy (only for age Proof). |
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Address Proof | Passport/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) |
Income Proof | Latest salary slip/current dated salary Certificate with latest form 16 |
Banking History | Bank statements of latest 2 months/ 3 months bank passbook. |