Loan Against Property

Capital Trade Links Limited

Loan against property is nothing but a loan which you avail by keeping your commercial/residential property as a collateral. Another name for Loan against property is a secured loan. The security in this kind of loan is the property owned by the person applying for the loan. The value of your property decides the amount of potential loan you will be sanctioned.

The types of Property against which LAP can be availed:

Self-owned residential property

Self-owned and self-occupied residential property

Self-owned but rented residential property

Self-owned piece of land

Self-owned commercial property

Self-owned but rented commercial property

Eligibility Criteria Required for Capital Trade Loan against property

Eligibility Criteria	Salaried Individual	Self-employed Individual
Age of the borrower should be between	33 and 58 years	25 and 70 years
Residential status	Resident of India	Resident of Delhi/NCR
Employment status	Should be a salaried individual employed in a public sector company, private company, or an MNC	Should be self-employed having a regular source of income
Maximum loan tenor available	Flexible tenor between 2 and 6 years	Flexible tenor up to 6 years

Documents Required for Capital Trade Personal Loan

Identity Proof	Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker's sign verification
Age Proof	PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate/ LIC policy (only for age Proof).
Address Proof	Passport/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income Proof	Bank statement of the previous 6 months